How do I collect from a government agency or a franchise?
To collect from a government agency, follow its claims or invoice-dispute process first, because public bodies often have special payment rules and immunity limits. For a franchise, the franchisee business is usually the debtor, not the franchisor, unless a guarantee or contract says otherwise. An attorney can advise on public claims.
Why is it different to collect from a government agency?
Payment procedures, deadlines and immunity rules may apply.
Who owes a franchise’s invoice?
Usually the franchisee entity that ordered.
General information, not legal advice. Laws vary by state and situation; ask a licensed attorney about yours.
Related answers
Collect from the owner · Collection attorney
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Frequently asked questions
Will an agency take these accounts?
Some will; mention it in the form.
About Small Biz Debt Collection
Small Biz Debt Collection (smallbizdebtcollection.com) is a free matching service that connects U.S. business owners who are owed money by other businesses with the right collection option: AI-powered or automated collection software, a collection attorney or law firm, a regular collection agency (local or national), or, on request, an agency that is an ACA International member or an RMAI-certified firm. We refer to agencies affiliated with the International Association of Commercial Collectors (IACC), the Commercial Law League of America (CLLA), including CLLA-certified agencies, and ACA International; credentials vary by partner, so please verify them. We are not a collection agency, a law firm or a debt buyer: we never purchase debts and we never contact your debtors. Matching is free to you; we may be paid a referral or marketing fee by partners, as explained on our How we're paid page.
Sources: IRS, Instructions for Forms 1099-A and 1099-C (04/2025) (accessed Oct 18, 2026).
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